• Detroit Fee-Only Financial and Investment Advice. Retirement. College.

    Hello & Welcome!

    Thank you for your interest in Fee-Only Financial Advice.


    Clear Financial is a nationally recognized and published independent financial advice and investment management firm with meeting locations in Livonia, Novi, Bloomfield Hills, Southfield and Troy.


    We offer personalized engagements, a philosophy based on economics and academics, and strive to explain our approach in a manner that is understandable, transparent and without the normal conflicts involved in financial advice, and helpful to keep you clearing personal financial challenges.


    Please take the time to research us by visiting our company website at www.clear.financial in order to learn more about our beliefs, background, and how we can best serve you.



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  • Clear Financial Advice

  • About Us

    We strive to be clear, understandable, and transparent.

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    While many firms may seem independent, when it comes time to implement a game plan the products you receive are being sold. Advice can not be given for products that can not be sold
    We are proudly independent, and able to offer complete advice.
    And, while we can connect you with appropriate products, we don't have any to sell. 
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    Our founder Robert Schmansky has taught college economics and financial planning classes.


    It is from that background and working with professionals who take the approach of educators and thoughtful academics that we form our beliefs and advice.


    We take pride in educating our clients in every meeting on the why's of our financial planning strategies.

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    In addition to regularly being quoted in the national media, our credentials include:

    • Writing nationally for Forbes, US News & World Report, Dow Jones/IAC, and other publications
    • Selected to represent CFP certificates and certification in the media as a CFP Board Ambassador
    • 2013 North American Runner-Up PlanPlus Global Financial Planning Awards
  • Our Approach

    We offer a personalized service... from comprehensive wealth management, to more targeted advice.

    Detroit Fee-Only Financial and Investment Advice. Retirement. College.

    Holistic Advice

    Your circumstances are unique. Your financial advice should be as well. 
    We craft personalized financial and investment plans based on your individual and family circumstances. Holistic advice incorporates a plan for minimizing taxes and protecting your finances both today and in the future. 
    We also believe that you should be involved in determining the amount of financial advice you receive. Our engagements are customized based on the quantity of advice you are seeking.
    Detroit Fee-Only Financial and Investment Advice. Retirement. College.

    A Clear & Intentional Philosophy

    Too many investment plans are based on hope rather than a sound philosophy. 
    Our economic, academic, and holistic advising background has led to a philosophy on investment that clearly chooses assets around an investor's personal opportunities and objectives. 
  • Contact Us

    39111 Six Mile Road, Livonia, MI, 48152
    (248) 677-1762